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WHAT DOES VAULT FINANCIAL SERVICES, LLC DO WITH YOUR PERSONAL INFORMATION?

?Why

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores

How?

All financial companies must share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information, the reasons Vault Financial Services, LLC chooses to share, and whether you can limit this sharing.

    How do we receive information about you?

    We receive your Personal Information from various sources:
    • When you voluntarily provide us your personal details in order to register on our Site;
    • When you use or access our Site in connection with your use of our services;
    • From third party providers, services and public registers (for example, traffic analytics vendors).
    Reasons we can share your personal information Does Vault Financial Services, LLC share? Can you limit this sharing?
    For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
    For our marketing purposes – to offer our products and services to you Yes No
    For joint marketing with other financial companies Yes No
    For our affiliates’ everyday business purposes – information about your transactions and experiences Yes No
    For our affiliates’ everyday business purposes – information about your creditworthiness No We don’t share
    For our affiliates to market to you No We don’t share
    For nonaffiliates to market to you No We don’t share
    Call (310) 890-4896‬ – our menu will prompt you through your choice(s)


    Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

    However, you can contact us at any time to limit our sharing.

    Questions?
    Call ‭(310) 890-4896‬ or go to www.vaultfinancialservices.com

      Who is providing this notice?

      Vault Financial Services, LLC

        How does Vault Financial Services, LLC protect my personal information?

        We use security measures that comply with federal law to protect your personal information from unauthorized access and use. These measures include computer safeguards and secured files and buildings.

          How does Vault Financial Services, LLC collect my personal information?

          We collect your personal information, for example, when you
          • Open an account or deposit money
          • Pay your bills or apply for a loan
          • Use your credit or debit card
          • We collect your personal information from others, such as credit bureaus, affiliates, or other companies.

            Why can’t I limit all sharing?

            Federal law gives you the right to limit only
            • sharing for affiliates’ everyday business purposes – information about your creditworthiness
            • affiliates from using your information to market to you
            • sharing for nonaffiliates to market to you
            State laws and individual companies may give you additional rights to limit sharing.

              Definitions:

              Affiliates:
              Companies related by common ownership or control. They can be financial and nonfinancial companies.
              • Vault Financial Services, LLC has no affiliates.
              Nonaffiliated Companies:
              Not related by common ownership or control. They can be financial and nonfinancial companies.
              • Vault Financial Services, LLC does not share with nonaffiliates so that they can market to you.
              Joint Marketing:
              A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
              • Our joint marketing partners include credit card companies and other financial service providers.

                Other important information:

                For California Residents: We will not share personal information we collect about you except to the extent permitted under California law.

                For Vermont Residents: We will not share personal information we collect about you with nonaffiliated third parties, except as permitted by Vermont law, such as to process your transactions or to maintain your account.
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